Personal Lines

Personal Client Services

The professionals in the Personal Lines Division provide experience and consulting through the specialized design, placement, and service of personal insurance programs. We recognize that a sophisticated lifestyle requires a sophisticated insurance program.

As a multiple-line insurance agency, we can access a large number of carriers to provide coverages that include:

  • Homes valued at $500,000 and up.
  • Luxury or collector autos
  • Employers Practices Liability for residential staff
  • Farm & Ranch
  • Inland Marine – Fine Art, Antiques, Wine collections, Family Heirlooms.
  • Umbrella Liability – From $10 million and up.
  • Flood and Excess Flood
  • Kidnap & Ransom
  • Identity Theft

We represent the top 3 carriers that specialize in the high net-worth community: The Chubb Group, AIG, and Fireman’s Fund Insurance. Wm. Rigg Co. acts in partnership with these companies to provide superior service and outstanding client relationships.

Our Personal Lines Division works closely with all other divisions within Wm. Rigg to benefit our clients seeking the convenience of a wide range of coverages consolidated with one broker.